ABANDONED ACCOUNTS NOTICE: If your account has had no activity in the last three years, the State of Texas presumes it to be abandoned. We are required to send all abandoned funds to the Texas Comptroller of Public Accounts on or before July 1, 2019. Your unclaimed property will be transferred to the state if you do not call us about your abandoned account.
 

Borrow from yourself. Save for tomorrow.

Our secured loans allow you to borrow against your own savings in order to establish or build credit.
 
You can use funds from your savings, money market, or certificate of deposit as collateral for your secured loan. The funds are placed on hold and are made available as you make payments. This type of loan typically has low rates*, and how you use it is completely up to you!

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Credit Life and Credit Disability

Protect your credit and your loved ones with Credit Life and Credit Disability coverage (payment protection). In the event that you pass away before your loan is paid in full, Credit Life covers the remainder of your payments. If an illness or disability keeps you from working, Credit Disability makes the payments for you. We’re here for you, no matter what happens.

Apply for a Loan

Applying is easy. If you’re approved for a loan online but you’re not yet a member, we’ll ask you to complete a membership application before the loan can be processed.
 
  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.

Making Payments is Easy.

Log in to the Payment Center to make a payment on your loan.
*Rates vary based on the type of account you borrow against.

 
SERVICE • COMMUNITY • ACCOUNTABILITY • TEAMWORK • LOYALTY