Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2023. Click here for more details.
FRAUD REMINDER TO OUR MEMBERS | 5Point will NEVER call and ask for your online banking login information. Do not provide account login or card information over the phone. If you’re suspicious during a call, hang up and call the credit union directly at 1.800.825.8829 or visit your nearest branch.
Holiday Closing | We will be closed on Monday, June 19th, in observance of Juneteenth. 

Ownership and Operation

5Point Credit Union, a State Chartered Financial Institution, owns the following sites:
  • 5PointCU.org
  • 5PointCU.com
  • 5pointcu.jobs
  • 5pointcu.info
  • tfcu.com
  • texacocommunity.com
  • texacocommunity.org
  • fivepointcu.com
  • fivepointcu.org
  • join5point.com
  • join5point.org
  • joinfivepoint.com
  • joinfivepoint.org

These sites are operated by our staff, Intuit, and InetSolution. 5Point will not be liable for any damages of any kind arising from the use of this site or any link from this site, included but not limited to direct, indirect, incidental punitive, and consequential damages. The site is controlled by 5Point within the State of Texas, USA. As such, the laws of the State of Texas will govern these disclaimers, terms, and conditions unless superseded by Federal law.

Disclosure of Members’ Access to Credit Union Documents

As a member, you can ask for a copy of any of these documents at any time. You’ll be provided with the most recent version.
  1. Balance sheet and income statement (the non-confidential pages of the latest call report may be given to meet this requirement);
  2. A summary of the most recent annual audit completed in accordance with §91.516 of this chapter;
  3. Written board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, board policies, and copies thereof
  4. Internal Revenue Service Form 990.
Members have access to credit card disclosures and any other disclosures listed. Credit card disclosures are available under Rates.

Federal NCUA Share Insurance Information

Your deposits at 5Point Credit Union are insured for up to $250,000 by the NCUA (National Credit Union Administration). IRA deposits are insured for up to a separate $250,000 limit.
The NCUA was created in order to regulate federally insured credit unions and to head up the NCUSIF (National Credit Union Share Insurance Fund). The NCUSIF is fully funded by contributions from member credit unions across the country at no expense to the taxpayer, and it is considered to be one of the strongest of the government-backed insurance funds. The NCUSIF is ultimately backed by the full faith and performance of the U.S. Government.