FRAUD REMINDER TO OUR MEMBERS | Fraudsters are especially hard at work this time of year. Please know 5Point will NEVER call and ask for your online banking login information. Do not provide account or card login information over the phone. If you’re suspicious during a call, hang up and call us at 1.800.825.8829.

What's the key to happy car shopping?

Knowing you're pre-approved all along the way.
5Point's upfront offer can get you behind the wheel in no time.

Instant loan offers won't impact your credit score.

Get Instant Auto Loan Offers

Instant New Auto
Loan Offer
Instant Used Auto
Loan Offer
Instant Refinance Auto
Loan Offer

Get your auto dreams in gear!
Know from the get-go.

From new or used vehicle loans to refinancing, 5Point makes it easy to
know your pre-qualified amount and interest rate right away. All it takes
is a couple of minutes to see if you qualify.

Ready to ride? Apply now and
accelerate your happiness!

           APPLY NOW           

         CHECK RATES         



GAP Coverage

We offer Guaranteed Asset Protection coverage for your peace of mind. If you lose your vehicle to theft or accident, GAP covers the difference in value between what your insurance covers and the remaining payments owed on the vehicle.

Mechanical Breakdown Insurance

There's nothing worse than having your vehicle break down - unless it's having a breakdown that's not covered by Mechanical Breakdown Insurance. Our MBI gets you back on the road faster with coverage for repairs (excluding standard maintenance or wear and tear).

Credit Life and Credit Disability

Protect your credit and your loved ones with Credit Life and Credit Disability coverage (payment protection). In the event that you pass away before your loan is paid in full, Credit Life covers the remainder of your payments. If an illness or disability keeps you from working, Credit Disability makes the payments for you. We're here for you, no matter what happens.

On-the-Spot Financing

We've brought the convenience of working with 5Point to select dealerships. You'll get the best financing possible without making extra trips or dealing with extra paperwork. Click here to view participating dealerships.

Apply for a Loan

Applying is easy. If you're approved for a loan on line but you're not yet a member, we'll ask you to complete a membership application before the loan can be processed.

  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.

Making Payments is Easy.

Log in to the Payment Center to make a payment on your loan.