Don’t choose “Remember My Password.”
You should never use the “remember password” feature for online banking or transactional Web sites.
Don’t use public computers for sensitive operations.
Since you cannot validate the computer’s integrity, there’s a higher risk of fraud when you log in from a public computer.
Work on a computer you trust.
Firewalls, antivirus, anti-spyware and other protection devices help keep a computer properly monitored and provide peace of mind. These tools are important in order to protect your computer and data. A good firewall is critical if you commonly access the Internet via a wireless connection. It is also important to keep your computer up-to-date with patches to security tools as well as to the operating system and other programs on your computer. Make sure to configure your computer to update all security fixes.
Select a strong password.
The best password is an undetectable one. Never use birth dates, first names, pet names, addresses, phone numbers, or Social Security numbers. Use a combination of letters, numbers and symbols. Be sure to change your passwords regularly. Don’t write down your passwords and try not to use the same password for every service you use online.
Use a secure browser.
Only use secure Web pages when you’re conducting transactions online. Your online banking channel is secured with an Extended Validation SSL Certificate which provides an extra layer of protection to you by requiring third-party Certificate Authorities (CA) to follow a strict issuance and management process for certificate approval and delivery. This secure browser is recognizable because the browser address bar (1) begins with ‘https’, (2) turns green (in high-security browsers) and (3) a special field appears to the right of the URL with a padlock and the name of the legitimate web site owner. If you click on this section, you can view the details of the Certificate.
Update security software often.
When you get notices from software vendors to update your software, do it. Most operating system and browser updates include security patches. Your name and email address may be all it takes for a hacker to slip through a security hole into your system. And it almost goes without saying, you should be protected by Internet security software, and it should always be up to date. Purchase a reputable brand of AntiVirus and be aware of fake anti-virus for “free.”
Avoid clicking on Ads.
Never click on Ads on social network sites. Sure these ads are there to assist in giving the website money, However these are one of the leading causes for Virus infections on systems today.
Sign off, shut down, disconnect.
Always sign off or logout from your online banking session or any other Web site that you’ve logged into using a user ID and password. When a computer is not in use, it should be shut down or disconnected from the Internet.
Lock your computer when it is not in use.
This helps protect you from unauthorized user access.
Beware of shoulder surfing.
This is a common tactic that happens in public places such as coffee shops, airports, libraries etc. where an attacker will look over your shoulder when you’re logged in to obtain your sensitive information. Be vigilant and aware of prying eyes.
Set up a timeout.
The Timeout feature is an additional safety check. It can prevent others from continuing your online banking session if you left your PC unattended without logging out. You can set the Timeout period in the User Options screen.