Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2023. Click here for more details.
FRAUD REMINDER TO OUR MEMBERS | 5Point will NEVER call and ask for your online banking login information. Do not provide account login or card information over the phone. If you’re suspicious during a call, hang up and call the credit union directly at 1.800.825.8829 or visit your nearest branch.
Holiday Closing | We will be closed on Monday, June 19th, in observance of Juneteenth. 

Get going with a recreational loan.

Boats, RVs, motorcycles, and ATVs are all made for fun, and when you want to spend time with friends and family in the great outdoors, they’re a must-have. Our recreational loans finance up to 100% of the purchase price available, and rate discounts are available, too. We offer GAP, extended warranties, and payment protection, as well as these financing periods:
ATVs/Jet skis
Up to 60 months
Up to 72 months
Up to 120 months
RVs/Travel trailers
Up to 180 months

Recreational loan rates  Recreational loan Calculator  APPLY NOW

GAP Coverage

We offer Guaranteed Asset Protection coverage for your peace of mind. If you lose your vehicle to theft or accident, GAP covers the difference in value between what your insurance covers and the remaining payments owed on the vehicle.

Credit Life and Credit Disability

Protect your credit and your loved ones with Credit Life and Credit Disability coverage (payment protection). In the event that you pass away before your loan is paid in full, Credit Life covers the remainder of your payments. If an illness or disability keeps you from working, Credit Disability makes the payments for you. We’re here for you, no matter what happens.

On-the-Spot Financing

We’ve brought the convenience of working with 5Point to select dealerships. You’ll get the best financing arrangement possible without making extra trips or dealing with extra paperwork. Click here to view participating dealers.

Apply for a Loan

Applying is easy. If you’re approved for a loan online but you’re not yet a member, we’ll ask you to complete a membership application before the loan can be processed.
  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.

Making Payments is Easy.

Log in to the Payment Center to make a payment on your loan.