Credit Card System Upgrade | We are currently not receiving payments made to 5Point credit cards through online bill pay systems. Please click here for acceptable ways to make payments on your 5Point credit card.

Security. Confidence. Support. Credit cards, the 5Point way.


The card you’re looking for is finally here. 5Point credit cards* offer the spending flexibility you need, backed by a competitive rate and acceptance at millions of locations around the world. These smart, simple cards offers no hidden or annual fees. Plus:
  • No application fee
  • No balance transfer fee
  • Competitive rates
  • 25-day grace period
It offers everything you need and nothing you don’t.

Credit card rates  APPLY NOW

Making Payments is Easy.

Log in to the Payment Center to make a payment on your credit card.

Apply for a Credit Card

Applying is easy. If you’re approved for a credit card online but you’re not yet a member, we’ll ask you to complete a membership application before it can be processed.
 
  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.
* Some restrictions apply. Credit and rate subject to approval. 
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