Security. Confidence. Support. Credit cards, the 5Point way.

The card you’re looking for is finally here. The 5Point MasterCard® credit card* offers the spending flexibility you need, backed by a competitive rate and acceptance at millions of locations around the world. This smart, simple card offers no hidden or annual fees. Plus:
  • No application fee
  • No balance transfer fee
  • Competitive rates
  • 25-day grace period
It offers everything you need and nothing you don’t.

Credit card rates  APPLY NOW

Already Have a 5Point Credit Card?

Check your MasterCard® balance (or account activity and statements) any time– just visit to see your 5Point credit card overview and to sign up for account alerts.

Making Payments is Easy.

Log in to the Payment Center to make a payment on your credit card.

Apply for a Credit Card

Applying is easy. If you’re approved for a credit card online but you’re not yet a member, we’ll ask you to complete a membership application before it can be processed.
  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.
* Some restrictions apply. Credit and rate subject to approval. Check our disclosure forms.