Debit and Credit Card Information | 5Point mails a new card the same month your current card expires. For example, if your card expires 07/22, a new card will arrive in July. If you have questions about your cards, please give us a call or chat with us.
Scheduled Maintenance | Our electronic services will be intermittently unavailable between Monday, August 15th, 8:00 PM to 11:30 PM.

Security. Confidence. Support. Credit cards, the 5Point way.


The card you’re looking for is finally here. 5Point credit cards* offer the spending flexibility you need, backed by a competitive rate and acceptance at millions of locations around the world. These smart, simple cards offers no hidden or annual fees. Plus:
  • No application fee
  • No balance transfer fee
  • Competitive rates
  • 25-day grace period
It offers everything you need and nothing you don’t.

Credit card rates  APPLY NOW

Making Payments is Easy.

Log in to the Payment Center to make a payment on your credit card.

Apply for a Credit Card

Applying is easy. If you’re approved for a credit card online but you’re not yet a member, we’ll ask you to complete a membership application before it can be processed.
 
  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.
* Some restrictions apply. Credit and rate subject to approval. 
SERVICE • COMMUNITY • ACCOUNTABILITY • TEAMWORK • LOYALTY