Holiday Closing | We will be closed on Monday, October 9th, in observance of Columbus/Indigenous Peoples' Day.

Credit is Important.

But it can be hard to know how to establish credit for the first time, that's why 5Point is here to help! Below you can find tips on how to begin building, maintaining, and monitoring your credit.

How to Begin Building Credit

1. Apply for a starter credit card

5Point offers a Platinum Credit card that is perfect for a member wanting to establish their credit! A credit card can help you keep an open line of credit all while earning rewards.

Let us help you start monitoring your credit using SavvyMoney!

SavvyMoney offers:
  • Free credit score monitoring
  • Credit report monitoring
  • Notification alerts when there has been a change to your credit
  • A credit score simulator
For more information, check out this video below!