New credit cards coming soon! If you have a 5Point credit card, click here to view our new credit card options, and select your new 5Point Visa credit card type.
Scheduled Maintenance | Our electronic services will be intermittently unavailable between 8:00 PM and 10:00 PM on Wednesday, November 20.

Make your dream ride a reality.

Whether it’s a sports car or a family van, hybrid or high-horsepower, get your choice covered by a vehicle loan from 5Point. Before you start visiting the car lots, visit a 5Point location for pre-approval – you’ll find it makes the car-buying process easier than ever. Getting pre-approved for a loan in-person or online will save you precious time and money.

If you have your auto loan payment drafted from your active share draft checking account, you’ll save another .5% on top of our low rates. You’ll end up with a manageable monthly payment and the vehicle that fits your life. It’s the total package.

Auto Loan RateS AUTO LOAN CALCULATOR APPLY NOW

GAP Coverage

We offer Guaranteed Asset Protection coverage for your peace of mind. If you lose your vehicle to theft or accident, GAP covers the difference in value between what your insurance covers and the remaining payments owed on the vehicle.

Mechanical Breakdown Insurance

There’s nothing worse than having your vehicle break down – unless it’s having a breakdown that’s not covered by Mechanical Breakdown Insurance. Our MBI gets you back on the road faster with coverage for repairs (excluding standard maintenance or wear and tear).

Credit Life and Credit Disability

Protect your credit and your loved ones with Credit Life and Credit Disability coverage (payment protection). In the event that you pass away before your loan is paid in full, Credit Life covers the remainder of your payments. If an illness or disability keeps you from working, Credit Disability makes the payments for you. We’re here for you, no matter what happens.

On-the-Spot Financing

We’ve brought the convenience of working with 5Point to select dealerships. You’ll get the best financing arrangement possible without making extra trips or dealing with extra paperwork. Click here to view participating dealers.

Apply for a Loan

Applying is easy. If you’re approved for a loan online but you’re not yet a member, we’ll ask you to complete a membership application before the loan can be processed.
 
  • Stop by any of our locations.
  • Apply online.
  • Call our 24-hour phone center at 1.800.825.8829 to learn more about any of our loan products.

Making Payments is Easy.

Log in to the Payment Center to make a payment on your loan.

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