ABANDONED ACCOUNTS NOTICE: If your account has had no activity in the last three years, the State of Texas presumes it to be abandoned. We are required to send all abandoned funds to the Texas Comptroller of Public Accounts on or before July 1, 2019. Your unclaimed property will be transferred to the state if you do not call us about your abandoned account.
Limited time CD Rates. 2.79%25 APY per one year or 3.05%25 APY per two years. Click here for details.

Term Share Accounts/Certificates of Deposit

These accounts feature a higher rate of interest, yielding dividends that are paid monthly. You can choose whether to have your dividends deposited to your Term Share account to begin compounding or into a different account of your choosing as additional income.

Open your CD!

The first step to opening your CD is becoming a 5Point member. Simply click here or visit one of our locations to apply for membership. If you're already a member, give us a call at 1.800.825.8829  (menu option 2) to open your CD.
*APY is Annual Percentage Yield. New money only. $25,000 minimum. APY (Annual Percentage Yield) is 2.79% for 12 months or 3.05% for 24 months. Early withdrawal penalties apply. See a 5Point representative for more information about fees and terms that may apply. Rates accurate as of 02/26/19 and are subject to change. Federally insured by NCUA.