Debit and Credit Card Information | 5Point mails a new card the same month your current card expires. For example, if your card expires 07/22, a new card will arrive in July. If you have questions about your cards, please give us a call or chat with us.
Scheduled Maintenance | Our electronic services will be intermittently unavailable between Monday, August 15th, 8:00 PM to 11:30 PM.

Travel in Style on Us!

A minimum balance transfer of $2,500 lands you a luxury cruise getaway! If your credit card limit is lower than the required amount, you can request approval for a higher limit.

Normal credit card rate applies. Normal credit granting criteria apply. Member must transfer a minimum of $2500 to be awarded a cruise certificate. Cruise certificate will be distributed after balance transfer is confirmed complete with credit card processor. 5-day/4-night cruise for two. Upgrades available at additional cost. Tax and port fees are not included. Upgrades are available at additional cost. Tax and port fees not included. Cruise certificate must be registered with Pacific Coast Travel. Cruise must be completed within 18 months of loan signature date. Membership requirements apply. Must qualify for membership by living, working, worshiping, or attending school in Jefferson, Orange, Hardin, Jasper, Newton, Chambers, Galveston, Grimes, Harris, Liberty, Montgomery, Polk, San Jacinto, Tyler, Walker, or Waller counties. Limited-time promotion.