Normal credit card rate applies. Normal credit granting criteria apply. Member must transfer a minimum of $2500 to be awarded a cruise certificate. Cruise certificate will be distributed after balance transfer is confirmed complete with credit card processor. 5-day/4-night cruise for two. Upgrades available at additional cost. Tax and port fees are not included. Upgrades are available at additional cost. Tax and port fees not included. Cruise certificate must be registered with Pacific Coast Travel. Cruise must be completed within 18 months of loan signature date. Membership requirements apply. Must qualify for membership by living, working, worshiping, or attending school in Jefferson, Orange, Hardin, Jasper, Newton, Chambers, Galveston, Grimes, Harris, Liberty, Montgomery, Polk, San Jacinto, Tyler, Walker, or Waller counties. Limited-time promotion.