Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2023. Click here for more details.
FRAUD REMINDER TO OUR MEMBERS | 5Point will NEVER call and ask for your online banking login information. Do not provide account login or card information over the phone. If you’re suspicious during a call, hang up and call the credit union directly at 1.800.825.8829 or visit your nearest branch.
Holiday Closing | We will be closed on Monday, June 19th, in observance of Juneteenth. 

Whether you're thinking about a new car, taking a vacation, or just need a little extra cash, 5Point Credit Union's No Brainer Sweepstakes is on the money!

We have the loan you need, plus a 1% loan rate discount with 90 days no pay!

You also get the chance to win $1,000 in one of our daily cash drawings. PLUS, one lucky winner will walk away with a $20,000 grand prize.

Whether you need a home, personal, auto, debt consolidation, or any other loan 5Point offers, you can get a 1% loan discount and 90 days no pay.

No matter the loan, it pays to get the funds you need from 5Point.


Select a loan below to apply:

    Auto Loans  
           Recreational Loans


          Debt Consolidation

           Mortgage & Land*

           Home Equity*
*Offer of credit subject to credit approval. Automatic 1% rate discount. Interest fees accrue during 90-day no payment period. New money only. Offer excludes line of credit, credit card, and share secured. Real estate loans are excluded from rate discount and 90 days no pay offer but are eligible for sweepstakes offer. Forty-one (41) cash prizes of $1,000 to be given away daily during promotion period ($1,000 per day). One cash prize of $20,000 to be given away at end of promotional period. Chance of winning is determined by number of entries. Purchase not necessary to enter and does not increase chances of winning. Cash prizes are considered taxable income by the IRS and will be reported on IRS Form 1099-MISC. Membership requirements apply. Payment example: 36 monthly payments of $29.42 per $1,000 borrowed at 3.75% APR. Promotion valid 06/01/2023 - 07/31/2023.