Abandoned Accounts | If your account has had no activity in the last year and you have not contacted the credit union, your account becomes dormant. After three years of dormancy, your account becomes abandoned, and the funds in the account will be sent to the State Comptroller by June 23, 2023. Click here for more details.
FRAUD REMINDER TO OUR MEMBERS | 5Point will NEVER call and ask for your online banking login information. Do not provide account login or card information over the phone. If you’re suspicious during a call, hang up and call the credit union directly at 1.800.825.8829 or visit your nearest branch.
Holiday Closing | We will be closed on Friday, April 7th, and Saturday, April 8th, in observance of Easter. 


The loan you need plus the CASH BACK you really want!

Whether you need a home, personal, auto, debt consolidation, or any other loan 5Point offers, you can get up to $500 cash back and 90 days no pay.*

No matter the loan, it pays to get the funds you need from 5Point.

*Offer of credit is subject to credit approval. New money only. 1% cash back up to maximum $500. Interest accrues during 90 Days No Pay. Minimum term of 12 months is required for 90 days, no pay. If account closes within the first 12 months, cash back bonus will be forfeited and added back to the loan. Real Estate loans qualify for Cash Back but are excluded from 90 Days No Pay. This promotion does not include lines of credit, credit cards, commercial, education, and share or certificate secured loans. Membership requirements apply. Payment example: 3% APR for 60 monthly payments of $17.97 per $1,000 borrowed. Rates are subject to change. Promotion valid  9/1/2022 - 10/31/2022. NMLS #464074

You’re eligible to join 5Point Credit Union if you live, work, worship, or attend school in Jefferson, Orange, Hardin, Jasper, Newton, Chambers, Galveston, Grimes, Harris, Liberty, Montgomery, Polk, San Jacinto, Tyler, Walker, or Waller counties.